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WELCOME TO SCAMRAIDERS' SCAM CATEGORY DEBT COLLECTORS/SETTLEMENT COMPANIES. IF YOU HAVE BEEN OR BELIEVE YOU HAVE BEEN ABUSED, RIPPED- OFF, DECEIVED, OR SWINDLED BY ANY PERSONS OR ENTITY INVOLVING THIS CATEGORY, PLEASE IN YOUR OWN WORDS, REPORT YOUR PLIGHT. BE AS DETAILED AS YOU WISH. YOU MAY ALSO, OPTIONALLY INCLUDE PHOTOS, VIDEOS, AND/OR SCANNED MATERIALS. WE WANT TO ASSIST YOU IN EXPOSING YOUR WRONGDOERS AND SHARING YOUR STORY WITH THE WORLD, AS WELL AS INTERACT WITH OTHERS IF YOU WISH. TAKE YOUR TIME. THIS IS YOUR OPPORTUNITY TO STAND UP FOR YOUR RIGHTS.

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On the 31rst of July I got Scammed for the first time. I Listed an item for sale on E-Bay and I was fraudulently notified by E-Bay and Pay Pal that it sold, at the time I didnt realize it was fruadulent. I shipped the item to the address provided by Pay Pal in Nigeria. I follwed the Pay Pal E-Mail with the tracking number so they would release the funds. No funds showed up, so I called Pay Pal and they advised me I had been scammed and to go to the post office to try and stop this item from leaving the United States. The Post Office was not able to do that so I am out Shipping and the item because I am a new seller on E-Bay and wasnt aware of certain things. I also E-mailed E-bay twice and got no response.
Do not send anything or order anything, or sell anything until you have an expert who has done it before...too many scammers out there,,,especially africa,,,I get a letter a week telling me I have been left millions,,donI answer any,,,Thanks,,Richard
This is a scam attacthment for desiree burkes discussion
Bewar of all Unifund entities, (unifund Corp.; unifund ccr) they continually violate the FDCPA.

They have earned the Nickname "Unifraud" I have found a considerable amount of negative
stuff about them including class-action lawsuits. Rip off report has numerous complaints; an attorney in Texas, Bud Hibbs refers to them as "bottom-feeders" and the "fourth worst debt-collector in the country."

I am being sued by them for a grossly inflated, charged-off credit card debt along with any fees
and expenses.
On Feb. 10 I contacted what I thought was American Consumer Credit Counseling but somehow got American Credit Counselors, Boca Raton, FL. We went over my debt and they decided that I should go with debt management rather than credit counseling. They transferred me to another number (not realizing the number was a completely different company (First Comsumer Debt Mgmt., Newport Beach, CA) They went over a bunch of things, talking very fast and totally confusing me. I kept asking questions but they kept trying to push me into doing a recorded interview (telling me it was just preliminary paperwork) They had to stop the recording a few times because I didn't understand what they were saying and had to restart. (The interviewer was not too happy with me) When the interviewer finished up (they taped exactly what they wanted) I still told them that I hadn't made up my mind which company I would go with because I was looking into several. They called me twice before they fleeced me and both times I told them that I still hadn't decided. Most honest companies would not have proceeded if the client was undecided.

They transferred me to their "legal department" (still yet another company - Consumer Law Group P.A., Boca Raton, FL. I assumed that the "legal department" was sending me written papers of what was discussed during the interview. Boy was I WRONG I figured that I would read over the paperwork and choose which one. On Friday, February 26 I learned that the first company (which I have learned now is an "enrollment" company) had withdrawn $442 out of my bank account as an "earned fee". I don't know what they did to "earn" this. After finding this out, I called the Consumer Law Groupwhich is who I thought took out the money and they told me they had nothing to do with it. She played the "recording" back and it looks like I agreed to everything and understood everything. (They made it look like that was the case but what it doesn't show is them stopping and starting the recording) I never sent any of the written paperwork back.

After I got extremely angry, I cancelled the account but they told me I didn't cancel in time. The written paperwork said I had 10 business days until midnight starting from the day after contact but what they forgot was the holiday. The money was withdrawn on the 10th day but before midnight. They told me the recission time frame from the recorded message part was less. But obviously that was no where in writing. I called asking for a refund and after 4 days they finally got back to me and said that they could refund only $242.00 but I had to drop any further tries to get my money back. I decided that I wanted to fight all the way so I'm not getting my money back but I called my state atty. general's office and I'm going to every scam website I can to report these unscrupulous business tactics. I'm also contacting the BBB's in CA, FL and MA and the Atty. General's office in FL and CA too. DO NOT DO BUSINESS WITH AMERICAN CREDIT COUNSELORS, BOCA RATON, FL; CONSUMER LAW GROUP PA, BOCA RATON, FL OR FIRST CONSUMER DEBT MANAGEMENT, NEWPORT BEACH, CA.
Dec. 23, 2008, I was solicited by this agent of United Marketing Group, LLC, named, Antionette, about working at home for extra money. She claimed to have obtained my info from some web site survey. I said which one ? Well, she didn't have that info. I told her I never took any survey and that I had no desire to work at home. I'd just been ripped off by the Moneywayz scam for $1,100. That, all work at home schemes were scams. It was like she didn't hear a word I said and went right into the scam pitch. I'll probably be creamated wearing a dunce cap. I like talking to friendly women, once in awhile. It'd been awhile. I'm dillusional in thinking that they might be interested in me. So, she connects me to Rob Frost, their web site sales manager who, stays late just to help me get started. Yeah, right. Well, it seemed to be such a good deal and all. With their fee's and 4,000 hits, of 29 seconds or longer, for only about $5,000, hell, I was gunna make that back and more in just a couple of weeks. Of course, they couldn't give any garuntee to the outcome of my financial sucess but, I couldn't lose. I hadn't worked for almost a year at that time but, I still had some good credit. I still haven't returned to work. Not by choice. My credit is totally whacked cause I have no money to pay any of it back. A couple of weeks of monitoring my site showed I was getting a dozen to 20 hits average on my site, a week. No one was buying into the program. And no one has yet to. I complained to the Arizona Attorney General and the Better Business Buearu. Not much help there. United Marketing Consultants offerred me a refund of half what I paid $2,995 for this BS DVD, produced especially for me, to present to TV stations to run as ad material. The crap wouldn't even play right on my computer DVD, or any other DVD player. Showed it to a friend that works at CBS TV broadcasting and they said they wouldn't run it even if it did play right cause it seemed like a scam and they won't deal with the liability. Rob Frost told me I needed to advertise more. WTF? I just spent $5,000 on credit. My 4,000 hits were gone, used, in about 2 1/2 mos. I feel ashamed and humiliated for falling for this crap. I bent over and backed into them and they put sand in the vasaline. No recourse, no justice. Whaaa!

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